| Market Cap (cr): | ₹1,66,875 Cr | Book Value: | ₹78.7 |
|---|---|---|---|
| Lot Size: | 50 Shares | 52 Week High: | ₹821 |
| 52 Week Low: | ₹584 | EPS: | ₹9.4 |
| Demat Account: | PB: | 9.8× | |
| Face Value: | ₹10 | Debt To Equity: | 0.05 |
| No Of Shares: | 2,159.5 Mn | Url: | https://hdfclife.com |
Overview :
Company Overview
HDFC Life Insurance Company Ltd. is a leading Indian life insurer, trusted by millions for its comprehensive portfolio of individual and group protection, savings, pension and health plans. Established in 2000, HDFC Life has built a pan-India omnichannel network and digital leadership, delivering consistent value through innovative insurance solutions and best-in-class claim settlement. The company is admired for its governance, steady growth, and strong backing from HDFC Bank.
Board of Directors (2025)
| Name | Designation |
|---|---|
| Mr. Keki M Mistry | Chairman (Non-Executive) |
| Ms. Vibha Padalkar | Managing Director & CEO |
| Mr. Niraj Shah | Executive Director & CFO |
| Mr. Vineet Arora | Executive Director |
| Mr. Kaizad Bharucha | Non-Executive & Nominee Director |
| Dr. Bhaskar Ghosh | Independent Director |
| Mr. Venkatraman Srinivasan | Independent Director |
| Mr. Sumit Bose | Independent Director |
| Mr. Ketan Dalal | Independent Director |
| Ms. Bharti Gupta Ramola | Independent Director |
| Mr. Subodh Kumar Jaiswal | Independent Director |
Company Incorporation Details
| Attribute | Details |
|---|---|
| Company Name | HDFC Life Insurance Company Limited |
| CIN | L65110MH2000PLC128245 |
| Date of Incorporation | 14 August 2000 |
| Registered Office | Lodha Excelus, 13th Floor, Apollo Mills Compound, N. M. Joshi Marg, Mahalaxmi, Mumbai – 400011 |
| ISIN | INE795G01014 |
| Face Value | ₹10 |
| Demat Account | Required |
| Lot Size | 1 share (market), may vary for block deals |
| Website | hdfclife.com |
Shareholding Pattern (September 2025)
| Category | % Holding |
|---|---|
| Promoters | 50.28% |
| FIIs/FPIs | 24.9% |
| Mutual Funds | 11.3% |
| Insurance | 2.28% |
| DIIs & Others | 0.43% |
| Retail | 10.81% |
Sector
- Industry: Insurance
- Segment: Life insurance (Protection, Pension, Savings, Health)
Why Choose Arms Securities?
Get transparent pricing, regulatory compliance, fast settlement, and proven investor support for HDFC Life shares with Arms Securities.
Profit & Loss
Consolidated Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales + | 17,166 | 27,215 | 18,141 | 30,647 | 32,260 | 38,855 | 29,380 | 71,528 | 67,126 | 70,207 | 101,482 | 92,922 | 91,605 |
| Expenses + | 16,561 | 26,341 | 17,187 | 29,674 | 31,186 | 37,640 | 28,239 | 70,294 | 66,348 | 70,127 | 100,836 | 91,894 | 90,026 |
| Operating Profit | 605 | 874 | 953 | 972 | 1,074 | 1,215 | 1,141 | 1,235 | 778 | 80 | 646 | 1,028 | 1,579 |
| OPM % | 4% | 3% | 5% | 3% | 3% | 3% | 4% | 2% | 1% | 0% | 1% | 1% | 2% |
| Other Income + | 241 | 79 | 108 | 139 | 282 | 136 | 369 | 445 | 766 | 1,437 | 410 | 366 | 416 |
| Interest | 11 | -14 | 8 | 9 | 11 | 14 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 41 | 43 | 45 | 41 | 44 | 45 | 47 | 51 | 56 | 76 | 79 | 104 | 0 |
| Profit before tax | 794 | 924 | 1,008 | 1,061 | 1,300 | 1,291 | 1,463 | 1,629 | 1,487 | 1,441 | 977 | 1,290 | 1,994 |
| Tax % | 9% | 15% | 19% | 16% | 15% | 1% | 11% | 16% | 11% | 5% | -61% | -40% | |
| Net Profit + | 725 | 786 | 817 | 887 | 1,107 | 1,278 | 1,297 | 1,361 | 1,327 | 1,368 | 1,574 | 1,811 | 1,893 |
| EPS in Rs | 3.64 | 3.94 | 4.09 | 4.44 | 5.50 | 6.33 | 6.43 | 6.73 | 6.28 | 6.37 | 7.32 | 8.41 | 8.79 |
| Dividend Payout % | 14% | 18% | 22% | 25% | 25% | 26% | 0% | 30% | 27% | 30% | 27% | 25% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 26% |
| 3 Years: | 11% |
| TTM: | -17% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 5% |
| 3 Years: | 8% |
| TTM: | 12% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 1% |
| 3 Years: | 7% |
| 1 Year: | 23% |
| Return on Equity | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 11% |
| 3 Years: | 10% |
| Last Year: | 11% |
Balance Sheet
Consolidated Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,995 | 1,995 | 1,995 | 1,998 | 2,012 | 2,017 | 2,019 | 2,021 | 2,113 | 2,149 | 2,151 | 2,153 | 2,156 |
| Reserves | -67 | 546 | 1,108 | 1,828 | 2,693 | 3,625 | 4,788 | 6,619 | 13,501 | 10,844 | 12,515 | 14,002 | 14,814 |
| Borrowings + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 600 | 600 | 950 | 950 | 2,950 | 2,350 |
| Other Liabilities + | 50,347 | 66,767 | 73,441 | 91,270 | 105,778 | 124,378 | 125,417 | 170,415 | 214,521 | 234,126 | 287,071 | 330,307 | 351,717 |
| Total Liabilities | 52,275 | 69,309 | 76,544 | 95,097 | 110,483 | 130,020 | 132,224 | 179,655 | 230,734 | 248,069 | 302,687 | 349,412 | 371,037 |
| Fixed Assets + | 279 | 346 | 335 | 337 | 336 | 370 | 322 | 585 | 6,605 | 997 | 1,549 | 2,143 | 674 |
| CWIP | 10 | 6 | 12 | 16 | 5 | 10 | 8 | 14 | 20 | 31 | 28 | 109 | 0 |
| Investments | 50,527 | 67,024 | 74,144 | 91,723 | 106,590 | 124,958 | 127,256 | 173,564 | 216,551 | 238,197 | 291,128 | 334,756 | 360,174 |
| Other Assets + | 1,458 | 1,932 | 2,053 | 3,020 | 3,551 | 4,682 | 4,637 | 5,493 | 7,559 | 8,844 | 9,982 | 12,404 | 10,190 |
| Total Assets | 52,275 | 69,309 | 76,544 | 95,097 | 110,483 | 130,020 | 132,224 | 179,655 | 230,734 | 248,069 | 302,687 | 349,412 | 371,037 |
Net Sales (in cr.)
Total Income (in cr.)
Operating Profit (in cr.)
Net Profit (in cr.)
Shareholder Funds (in cr.)
Total Assets (in cr.)
News
Financial Docs
| Date/Period | Download |
|---|
Frequently Ask Question
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