| Market Cap (cr): | ₹ 8,773 Cr. | Book Value: | ₹ 271 |
|---|---|---|---|
| Lot Size: | 100 | 52 Week High: | 575 |
| 52 Week Low: | 266 | EPS: | ₹34.23 |
| Demat Account: | Required | PB: | 1.4x |
| Face Value: | ₹10 | Debt To Equity: | 0 |
| No Of Shares: | 17.4 Cr | Url: | htpps://www.csb.co.in |
Overview :
Company Overview
Catholic Syrian Bank (CSB Bank) is one of India’s oldest private sector banks, established in 1920 and headquartered in Thrissur, Kerala. With a robust network of 426 branches and more than 250 ATMs across the country, CSB Bank offers a comprehensive suite of banking solutions—ranging from retail and SME banking to corporate, treasury, and wealth management. The bank has experienced significant transformation in governance, technology, and risk controls in recent years, showing resilient growth in advances, profitability, and branch footprint.
Board of Directors (2025)
| Name | Designation |
|---|---|
| Biswamohan Mahapatra | Chairman (Non-Executive & Independent) |
| Pralay Mondal | Managing Director & CEO |
| B K Divakara | Executive Director |
| Sudhin Choksey | Independent Director |
| Sharmila Abhay Karve | Independent Director |
| Sharad Kumar Saxena | Independent Director |
| Renu Kohli | Independent Director |
| Deepak Maheshwari | Independent Director |
| Madhavan Menon | Non-Executive Director |
| Sumit Maheshwari | Non-Executive Director |
| Sijo Varghese | Company Secretary |
Company Incorporation Details
| Attribute | Detail |
|---|---|
| Company Name | CSB Bank Limited (formerly Catholic Syrian Bank) |
| CIN | L65191KL1920PLC000175 |
| Date of Incorporation | 26 November 1920 |
| Registered Office | St. Mary’s College Road, Thrissur, Kerala – 680020 |
| Face Value | ₹10 |
| Lot Size | 100 shares |
| Demat Account | Mandatory |
| Company Website | www.csb.co.in |
Shareholding Pattern (2025)
| Category | % Holding |
|---|---|
| Promoters | 40% |
| Retail & Others | 30% |
| Foreign Inst. Inv. (FII) | 15.37% |
| Mutual Funds | 13.29% |
| Other Domestic Inst. | 1.34% |
Sector
- Industry: Banking & Financial Services
- Segment: Private Sector Universal Banking
Why Choose Arms Securities?
Arms Securities guarantees safe, transparent, and client-focused unlisted share transactions with robust compliance and market-leading service for CSB Bank and other reputed financial entities.
Key Risks
- OTC market liquidity risk
- Potential price swings
- Regulatory or industry changes impacting financials
Profit & Loss
Figures in Rs. Crores
Related Party Product Segments
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 1,504 | 1,545 | 1,483 | 1,336 | 1,297 | 1,348 | 1,510 | 1,872 | 2,038 | 2,320 | 2,928 | 3,597 | 4,050 |
| Interest | 1,125 | 1,189 | 1,159 | 1,023 | 912 | 908 | 918 | 931 | 885 | 986 | 1,451 | 2,121 | 2,501 |
| Expenses + | 442 | 555 | 643 | 589 | 644 | 859 | 656 | 911 | 748 | 873 | 1,244 | 1,572 | 1,909 |
| Financing Profit | -63 | -199 | -319 | -275 | -259 | -419 | -64 | 30 | 405 | 461 | 233 | -96 | -359 |
| Financing Margin % | -4% | -13% | -22% | -21% | -20% | -31% | -4% | 2% | 20% | 20% | 8% | -3% | -9% |
| Other Income + | 117 | 127 | 105 | 281 | 125 | 136 | 222 | 303 | 247 | 316 | 584 | 972 | 1,195 |
| Depreciation | 7 | 11 | 14 | 15 | 16 | 17 | 24 | 41 | 38 | 43 | 56 | 76 | 0 |
| Profit before tax | 47 | -82 | -228 | -9 | -149 | -300 | 134 | 293 | 614 | 734 | 761 | 800 | 836 |
| Tax % | 34% | -35% | -34% | -117% | -35% | -34% | 90% | 25% | 25% | 25% | 26% | 26% | |
| Net Profit + | 31 | -53 | -150 | 2 | -97 | -197 | 13 | 218 | 458 | 547 | 567 | 594 | 621 |
| EPS in Rs | 7.40 | -8.81 | -20.88 | 0.19 | -12.04 | -22.98 | 0.73 | 12.59 | 26.43 | 31.55 | 32.67 | 34.23 | 35.80 |
| Dividend Payout % | 14% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 19% |
| 3 Years: | 21% |
| TTM: | 24% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 30% |
| 5 Years: | 114% |
| 3 Years: | 9% |
| TTM: | 12% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 17% |
| 3 Years: | 27% |
| 1 Year: | 64% |
| Return on Equity | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 16% |
| 3 Years: | 16% |
| Last Year: | 14% |
Balance Sheet
Figures in Rs. Crores
Corporate actions
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 42 | 60 | 72 | 81 | 81 | 86 | 174 | 174 | 174 | 174 | 174 | 174 | 174 |
| Reserves | 578 | 828 | 821 | 918 | 808 | 1,346 | 1,787 | 2,007 | 2,478 | 3,030 | 3,630 | 4,324 | 4,527 |
| Deposits | 13,674 | 14,474 | 14,438 | 14,912 | 14,691 | 15,124 | 15,791 | 19,140 | 20,188 | 24,506 | 29,719 | 36,861 | 39,651 |
| Borrowing | 556 | 45 | 42 | 42 | 42 | 0 | 794 | 1,426 | 2,007 | 783 | 1,757 | 5,546 | 4,326 |
| Other Liabilities + | 316 | 351 | 279 | 271 | 249 | 356 | 319 | 591 | 509 | 670 | 776 | 931 | 1,342 |
| Total Liabilities | 15,165 | 15,760 | 15,652 | 16,223 | 15,870 | 16,911 | 18,864 | 23,337 | 25,356 | 29,162 | 36,056 | 47,836 | 50,020 |
| Fixed Assets + | 48 | 175 | 215 | 215 | 216 | 218 | 253 | 269 | 288 | 319 | 406 | 450 | 671 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 179 | 0 |
| Investments | 5,132 | 4,427 | 5,987 | 5,762 | 4,114 | 4,028 | 5,360 | 6,126 | 7,012 | 5,849 | 7,551 | 11,389 | 10,799 |
| Other Assets + | 9,985 | 11,158 | 9,450 | 10,246 | 11,540 | 12,666 | 13,251 | 16,942 | 18,057 | 22,994 | 28,099 | 35,818 | 38,550 |
| Total Assets | 15,165 | 15,760 | 15,652 | 16,223 | 15,870 | 16,911 | 18,864 | 23,337 | 25,356 | 29,162 | 36,056 | 47,836 | 50,020 |
Cash Flows
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -356 | -166 | 395 | 27 | -893 | -1,109 | 1,374 | -852 | 2,211 | 1,783 | -5,256 | |
| Cash from Investing Activity + | -16 | -13 | -17 | -18 | -22 | -235 | -1,231 | 131 | -724 | -1,439 | 1,904 | |
| Cash from Financing Activity + | 97 | 106 | 106 | -5 | 674 | 1,310 | 632 | 581 | -1,224 | 974 | 3,789 | |
| Net Cash Flow | -276 | -72 | 485 | 4 | -242 | -34 | 775 | -140 | 263 | 1,318 | 437 |
Net Sales (in cr.)
Total Income (in cr.)
Operating Profit (in cr.)
Net Profit (in cr.)
Shareholder Funds (in cr.)
Total Assets (in cr.)
News
Financial Docs
| Date/Period | Download |
|---|
Frequently Ask Question
Have Your Any Question?
Open a demat account and purchase via Arms Securities, ensuring secure, regulatory-compliant settlement.
Complete and submit a Delivery Instruction Slip (DIS); Arms Securities will assist in off-market share transfer and payment settlement.
For pre-IPO shares, SEBI mandates a 6-month lock-in post-listing. For secondary OTC market shares, usually no lock-in applies.
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DIS facilitates demat-to-demat share transfer; submit it through your DP, with Arms Securities managing the transaction.
Yes, provided all transactions occur via SEBI-registered brokers like Arms Securities with proper demat settlement.
Short-term (<24 months) gains are taxed at your slab; long-term (≥24 months) gains at 20% with indexation.
SEBI governs brokers and transaction structure; the Companies Act covers securities transfer—Arms Securities ensures full compliance.
Shares are sourced from verified large investors, employees, or financial institutions; all transfers are 100% demat and documented.
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