| Market Cap (cr): | 1700 | Book Value: | 182.35 |
|---|---|---|---|
| Lot Size: | 100 | 52 Week High: | 312.45 |
| 52 Week Low: | 256.7 | EPS: | ₹12.04 |
| Demat Account: | Required | PB: | 2.74 |
| Face Value: | 10 | Debt To Equity: | 1.18 |
| No Of Shares: | 34cr | Url: | https://www.capitalbank.co.in |
Overview :
Company Overview
Capital Small Finance Bank Limited (CSFB), India’s first small finance bank, started operations on April 24, 2016 after a legacy as the country’s largest local area bank since 1999. Headquartered in Punjab, CSFB is renowned for robust rural and semi-urban penetration, strong deposit mobilization, and sustained profitability. With a rapidly expanding branch network and a loyal customer base, the bank continues to deliver high credit growth, secure liquidity, and innovative retail banking solutions across North India.
Board of Directors
| Name | Designation |
|---|---|
| Inder Krishan Sardana | Chairman |
| Sarvjit Singh Samra | MD & CEO |
| Munish Jain | COO & CFO |
| Ranbir Singh | Director |
| Gurdeep Singh | Director |
| Bhagwant Singh Sangha | Director |
| Santokh Singh Chhokar | Director |
| Rakesh Soni | Director |
| Sukhpal Singh Gill | Director |
| Madan Sharma Gopal | Director |
| Harmesh Khanna | Director |
Company Incorporation Details
| Attribute | Details |
|---|---|
| Company Name | Capital Small Finance Bank Limited |
| CIN | U65110PB1999PLC022634 |
| Date of Incorporation | 31 May 1999 |
| Registered Office | Mittal Chambers, Model Town, Jalandhar, Punjab |
| Face Value | ₹10 |
| Demat Account | Required |
| Company Website | www.capitalbank.co.in |
Shareholding Pattern
| Shareholder | % Holding |
|---|---|
| Promoters Group (Founders & Family) | ~15% |
| Pi Ventures LLP | ~5% |
| Oman India Joint Investment Fund | ~9.9% |
| HDFC Standard Life Insurance | ~4.1% |
| Small Industries Development Bank of India | ~4% |
| ICICI Prudential Life Insurance | ~3.9% |
| Public & Others | ~58% |
Strong institutional presence from leading insurance companies and venture funds.
Why Trust Arms Securities?
Arms Securities stands as the most transparent, secure, and client-focused platform for unlisted share investments. We ensure compliance, confidentiality, and rapid service—backed by industry experience and regulatory partnership.
Risk Factors
- Lower liquidity vs. listed shares
- OTC price fluctuations
- Regulatory or banking sector shifts
Consult Arms Securities’ experts for timely risk-mitigated solutions and bespoke investment planning.
Balance Sheet of Capital Small Finance Bank Unlisted Shares
in ₹ Cr.
| category | FY23 | FY22 | FY21 |
|---|---|---|---|
| Equity | 610.60 | 515.77 | 450.78 |
| Liabilities | 7380.15 | 6638.13 | 5920.44 |
| Total Equity and Liabilities | 7990.75 | 7153.90 | 6371.22 |
| Net Fixed Assets | 192.64 | 142.99 | 141.67 |
| Other Non current Assets | 6917.26 | 5991.86 | 4939.13 |
| Current Assets | 880.85 | 1019.05 | 1290.42 |
| Total Assets | 7990.75 | 7153.90 | 6371.22 |
Profit and Loss of Capital Small Finance Bank Unlisted Shares
in ₹ Cr.
| category | FY23 | FY22 | FY21 |
|---|---|---|---|
| Net Revenue | 676.00 | 578.22 | 511.44 |
| Total Operating Cost | 631.89 | 569.83 | 516.49 |
| Operating Profit (EBITDA) | 44.11 | 8.39 | -5.05 |
| Other Income | 49.47 | 54.18 | 45.83 |
| Profit Before Interest and Taxes | 93.58 | 62.57 | 40.78 |
| Profit Before Tax and Exceptional Items Before Tax | 93.58 | 62.57 | 40.78 |
| Profit Before Tax | 93.58 | 62.57 | 40.78 |
| Profit for the Period from Continuing Operations | 93.58 | 62.57 | 40.78 |
| Profit for the Period | 93.58 | 62.57 | 40.78 |
Net Sales (in cr.)
Total Income (in cr.)
Operating Profit (in cr.)
Net Profit (in cr.)
Shareholder Funds (in cr.)
Total Assets (in cr.)
Frequently Ask Question
Have Your Any Question?
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Short-term (<24 months) is taxed at slab rates; long-term (≥24 months) at 20% with indexation.
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Through direct arrangements with institutional holders, employees, and verified early investors—all in demat form.
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